Compliance & Auditability

Regulators now demand banks prove they can explain every AI credit decision, or face real penalties.

Banks must manage AI vendor risks across their full lifecycle.

Banks must apply model risk discipline to AI agents even though regulators carved them out.

AI agents that execute payments autonomously create blind spots in anti-money laundering oversight.

Banks must implement controls for AI systems, even where regulators haven't written formal rules.

SOC 2 proves vendors are secure, but says nothing about whether AI actually works.

Banks must now log AI transaction decisions with seven fields across multiple regulatory frameworks.